Sunday, July 20, 2014
Wells Fargo Secured Card
Using your Wells Fargo Secured Card responsibly can go a long way to help establish healthy credit.
A Wells Fargo Secured Card can be used wherever Visa® credit cards are accepted. However, it requires a security deposit, which is held as collateral for your account.
Deposit an amount, from $300 to $10,000 into a Collateral Account. Your credit card limit equals the amount of money in your Collateral Account.
Your purchases are billed to you each month and you are responsible for making at least the minimum monthly payment. Payments are not deducted from your Collateral Account.
As a cardholder, your account performance is reported to major credit bureaus.
Unlike a debit card or a prepaid card, we report secured card payment information to major credit bureaus, providing you the opportunity to build a credit history with responsible use. Missing payments may hurt your credit score.
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